After the nurse finished explaining all the steps to look forward to, she guided us to the "bad" part as she stated. A billing specialist came into the conference room with the T.V. and the tissues, she again told us that our insurance would not cover anything and all expenses would be out of pocket. Like I needed the reminder! She gave us a chart of thousands of dollars displayed next to foreign procedures. She said we would have to give $9455.00 up front to start the process. We have to be paid in full before we start taking the Lupron. It felt like a business transaction. You Pay, We Service. My mood immediately changed to worried. What if we don't qualify? What would we do? The procedure was almost $10,000 but on top of that our appointment was $500.00, the bloodwork was $1,000.00, and our medications would be around $4,000.00. We needed financing for all of that!! Later that night, I was hopeful and excited so we applied for a $15,000.00 unsecured loan from one of the pamphlets we received from the doctor's office. We were not approved for the full amount but only for $3,000.00. I thought, "That won't even pay for my meds!" I was so distraught. My future family relied on this money. So we applied with another bank, another fat disappointment! By this time, I was balling and pissed. Why did other couples get to get pregnant for free??!!? Why did the mother who was addicted to cocaine get to have the gift of a precious baby and I didn't? Well, I thought I would try one more bank. I got an approval for half! That put us at $8,000.00. I got a little more hopeful. I talked to the loan officer this morning. She asked a lot of personal questions concerning our finances. By the third phone call, I began to get this feeling that the loan would not be approved. At the end of the third call, I started to cry. I explained what my husband and I have been through and why we applied for the loan. She said, "Let me talk to my manager and I will call you back." That felt like the longest hour of my life thus far. I kept thinking to myself, please just let this go through. It is the only obstacle keeping me from getting pregnant. Please, God, let this go through. Finally, the phone rang and my heart stopped. I ran to the phone. She announced, "The loan is approved for the full amount!" I immediately started to cry and thank her! I honestly still don't think she knows how grateful my husband and I are!

So, we are now financed! Now, I wait for my AF to show her face! I never thought I would actually look forward to my AF!

More to come...